When an elderly parent or relative needs residential care or full time homecare

Recent advances in medical knowledge and techniques mean that we have a longer life expectancy than ever before. The downside is that, all too often, the mind and body can deteriorate to a level where full time care is needed.

With ever increasing demands on government funding, it is probable that the burden of a relative who suffers with dementia, Alzheimer's or has recently had a stroke will fall on family members which is a physically demanding on-going situation. When it becomes apparent that residential care or full time home care is the only remaning option, there will be significant costs involved as well.

The criteria for financial help varies according to locality and guidelines followed by Local Authorities and Social Services Departments. Each case is assessed individually before help is offered. This may be a contribution towards the care costs or, exceptionally, the full cost paid directly to the nursing home.

In the majority of cases, if the patient has capital, savings, investments or owns a house you will be expected to release the funds therein to pay for residential care before the various authorities will share the costs.

Residential care fees can be a drain on your resources and they mount up very fast. Weekly rates in residential care can vary between £500 and £1000 or more. If you place the patient's house on the market in the conventional way you could endure months of such bills before you have funds to pay the nursing home fees.

This is where our service can provide a lifeline by completing the purchase of the patients's home within eight days.

In cases that involve Dementia, Alzheimer's disease or other mental conditions you will, of course, need an enduring Power of Attorney to act on their behalf. You shold seek legal advice on this. Where the disability is of a physical nature...following a stroke or terminal cancer for example...you will need the patient's permission and willingness to act on their behalf and again, you should seek qualified legal advice.

As soon as the legal formalities are in place, you should contact us without delay so that we can ensure a fast and hassle-free purchase of the house or rent back, in accordance wih simple procedures outlined elsewhere on this site.

Those residential care bills mount up rapidly so it really is in your best interest to minimise any delay as much as possible. Our advice is free, our service is professional and we will answer your questions clearly and fully.